/* ==========================================================================
   DBMC PATRIMOINE — FEUILLE DE STYLE PRINCIPALE
   Identique au design de DBMC Web avec adaptation Patrimoine & Gestion Privée
   ========================================================================== */

:root {
  --bg-dark: #080d1a;
  --bg-darker: #050811;
  --bg-card: #0d1527;
  --bg-card-hover: #121e36;
  --primary: #0f1d3d;
  --primary-light: #182e5d;
  --accent: #c5a869;
  --accent-light: #dfc997;
  --accent-dark: #9a7e43;
  --accent-glow: rgba(197, 168, 105, 0.18);
  --border-subtle: rgba(197, 168, 105, 0.18);
  --border-card: rgba(255, 255, 255, 0.06);
  --text-main: #f5f7fa;
  --text-muted: #9ba3b8;
  --font-display: 'Playfair Display', Georgia, serif;
  --font-body: 'Outfit', -apple-system, BlinkMacSystemFont, sans-serif;
  --ease: cubic-bezier(0.23, 1, 0.32, 1);
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

a, button, [role="button"], .btn, .nav-link, .guide-card, .faq-question, .radio-card {
  cursor: pointer;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background-color: var(--bg-dark);
  color: var(--text-main);
  font-family: var(--font-body);
  overflow-x: hidden;
  opacity: 1;
  transition: opacity 0.5s ease;
}

body.loading {
  opacity: 0;
}

a {
  text-decoration: none;
  color: inherit;
}

ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

img {
  max-width: 100%;
  display: block;
}

/* Curseur Personnalisé (Désactivé au profit du curseur système natif) */
.cursor-dot,
.cursor-outline {
  display: none !important;
}

.container {
  width: 100%;
  max-width: min(100% - clamp(1.5rem, 3.5vw, 4.5rem), 1800px);
  margin-inline: auto;
  padding-inline: clamp(0.5rem, 1.5vw, 2rem);
}

.section {
  padding: 120px 0;
}

.subtitle {
  display: block;
  font-size: 0.85rem;
  letter-spacing: 3px;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 15px;
  font-weight: 600;
}

.title {
  font-size: clamp(2.5rem, 5vw, 3.5rem);
  line-height: 1.1;
  margin-bottom: 20px;
  font-weight: 700;
}

.title .highlight {
  color: var(--accent);
}

.title .serif {
  font-family: var(--font-display);
  font-style: italic;
  font-weight: 400;
  color: var(--text-muted);
}

/* Header & Navigation */
.header {
  position: fixed;
  top: 0;
  width: 100%;
  padding: 16px 0;
  z-index: 1000;
  transition: 0.4s var(--ease);
}

.header.scrolled {
  background: rgba(7, 11, 20, 0.95);
  backdrop-filter: blur(12px);
  padding: 12px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.05);
}

/* Bandeau supérieur désactivé */
.launch-notice-bar {
  display: none !important;
}

.nav-wrapper {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.logo {
  font-size: 1.5rem;
  font-weight: 700;
  letter-spacing: 1px;
}

.logo span {
  color: var(--accent);
}

.nav-menu {
  display: flex;
  gap: 32px;
  align-items: center;
}

.nav-link {
  font-size: 0.92rem;
  color: var(--text-muted);
  position: relative;
  font-weight: 500;
  transition: 0.3s;
}

.nav-link:hover {
  color: #fff;
}

.nav-link::after {
  content: '';
  position: absolute;
  bottom: -5px;
  left: 0;
  width: 0;
  height: 1px;
  background: var(--accent);
  transition: 0.3s var(--ease);
}

.nav-link:hover::after {
  width: 100%;
}

.burger {
  display: none;
  background: none;
  border: none;
}

/* Boutons */
.btn {
  padding: 12px 28px;
  border-radius: 50px;
  font-size: 0.9rem;
  font-weight: 600;
  cursor: pointer;
  transition: 0.3s;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border: 1px solid transparent;
}

.btn-primary {
  background: var(--primary);
  color: #fff;
}

.btn-primary:hover,
.btn-primary.glow:hover {
  background: var(--primary-light);
  border-color: var(--accent);
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.45);
  transform: translateY(-2px);
  transform: translateY(-2px);
}

.btn-primary.glow {
  box-shadow: 0 2px 12px rgba(15, 29, 61, 0.4);
}

.btn-gold {
  background: var(--accent);
  color: var(--bg-dark);
  font-weight: 700;
}

.btn-gold:hover {
  background: #e2c78f;
  box-shadow: 0 0 20px var(--accent-glow);
  transform: translateY(-2px);
}

.btn-outline {
  border-color: rgba(215, 183, 120, 0.4);
  color: #fff;
  background: rgba(8, 13, 26, 0.55);
  backdrop-filter: blur(8px);
}

.btn-outline:hover {
  border-color: var(--accent);
  background: rgba(197, 168, 105, 0.15);
  color: #fff;
  transform: translateY(-2px);
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.4);
}

.btn-lg {
  padding: 16px 36px;
  font-size: 1rem;
}

/* Hero Section avec Photo de Lyon & Dégradés Banque Privée */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
  padding-top: 110px;
  padding-bottom: 70px;
  background-color: var(--bg-dark);
}

.hero-bg {
  position: absolute;
  inset: 0;
  z-index: 0;
  overflow: hidden;
  pointer-events: none;
}

.hero-bg::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: url('../images/lyon.jpg');
  background-position: center 40%;
  background-size: cover;
  background-repeat: no-repeat;
  opacity: 0.58;
  filter: saturate(1.2) contrast(1.1) brightness(0.96);
  transform: scale(1.02);
  transition: transform 10s ease-out;
  will-change: transform;
}

.hero:hover .hero-bg::before {
  transform: scale(1.05);
}

.hero-bg::after {
  content: '';
  position: absolute;
  inset: 0;
  background: 
    /* Dégradé supérieur pour assurer la lisibilité parfaite du header / menu */
    linear-gradient(180deg, rgba(8, 13, 26, 0.85) 0%, rgba(8, 13, 26, 0.32) 25%, rgba(8, 13, 26, 0.45) 65%, var(--bg-dark) 100%),
    /* Halo central doré inspiré des lumières du couchant sur la Saône et Fourvière */
    radial-gradient(ellipse 70% 50% at 50% 38%, rgba(215, 183, 120, 0.12), transparent 70%),
    /* Vignettage latéral subtil pour centrer le regard sur le titre */
    radial-gradient(ellipse 95% 85% at 50% 50%, transparent 45%, rgba(5, 8, 17, 0.65) 100%);
}

.orb, .orb-1, .orb-2 {
  display: none !important;
}

.hero-content {
  position: relative;
  text-align: center;
  max-width: 1250px;
  width: 100%;
  z-index: 2;
}

.hero-label {
  display: inline-block;
  padding: 8px 18px;
  border: 1px solid rgba(215, 183, 120, 0.35);
  border-radius: 30px;
  font-size: 0.8rem;
  letter-spacing: 2px;
  text-transform: uppercase;
  margin-bottom: 25px;
  background: rgba(8, 13, 26, 0.7);
  color: var(--accent);
  backdrop-filter: blur(8px);
  font-weight: 600;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.3);
}

.hero-title {
  font-size: clamp(2.8rem, 6.5vw, 5.5rem);
  line-height: 1.1;
  font-weight: 700;
  margin-bottom: 25px;
  text-shadow: 0 4px 30px rgba(0, 0, 0, 0.6);
}

.hero-title .line {
  display: block;
}

.hero-title .highlight {
  color: var(--accent);
  background: linear-gradient(135deg, #fff2d6 0%, #d7b778 45%, #b48e42 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  position: relative;
  font-family: var(--font-display);
  font-style: italic;
  filter: drop-shadow(0 2px 20px rgba(215, 183, 120, 0.28));
}

.hero-desc {
  font-size: clamp(1.05rem, 1.8vw, 1.25rem);
  color: #c9d2e3;
  max-width: 920px;
  margin: 0 auto 40px;
  line-height: 1.7;
  text-shadow: 0 2px 14px rgba(0, 0, 0, 0.7);
}

.hero-actions {
  display: flex;
  justify-content: center;
  gap: 18px;
  flex-wrap: wrap;
}

/* Marquee Ticker */
.marquee-wrapper {
  background: var(--bg-card);
  padding: 18px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.05);
  border-bottom: 1px solid rgba(255, 255, 255, 0.05);
  overflow: hidden;
  position: relative;
  z-index: 2;
}

.marquee-track {
  display: flex;
  white-space: nowrap;
  gap: 50px;
  animation: scrollMarquee 22s linear infinite;
  color: var(--text-muted);
  font-size: 0.88rem;
  text-transform: uppercase;
  letter-spacing: 2px;
  font-weight: 600;
}

.marquee-track .separator {
  color: var(--accent);
}

@keyframes scrollMarquee {
  0% { transform: translateX(0); }
  100% { transform: translateX(-50%); }
}

/* Comparatif Transparence */
.compare-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(1.8rem, 3.5vw, 3.5rem);
  max-width: 1350px;
  margin: 0 auto;
}

.compare-card {
  padding: 2.8rem;
  border-radius: 20px;
  position: relative;
  transition: var(--ease) 0.4s;
}

.compare-card h3 {
  font-family: var(--font-display);
  font-size: 1.9rem;
  margin-bottom: 1.8rem;
  padding-bottom: 1rem;
  border-bottom: 1px solid rgba(255,255,255,0.1);
}

.compare-list li {
  margin-bottom: 1.2rem;
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 0.98rem;
  color: var(--text-muted);
  line-height: 1.5;
}

.compare-list li i {
  margin-top: 4px;
}

.old-way {
  background: rgba(255, 255, 255, 0.02);
  border: 1px solid rgba(255, 255, 255, 0.05);
}
.old-way h3 { color: #888; }
.old-way .compare-list li i { color: #ef4444; }

.new-way {
  background: var(--bg-card);
  border: 1px solid var(--accent);
  box-shadow: 0 0 40px rgba(215, 183, 120, 0.12);
  transform: scale(1.03);
  z-index: 2;
}
.new-way h3 { color: var(--accent); }
.new-way .compare-list li { color: var(--text-main); }
.new-way .compare-list li i { color: #10b981; }
.new-way .popular-badge {
  position: absolute;
  top: -15px;
  right: 30px;
  background: var(--accent);
  color: var(--bg-dark);
  padding: 0.4rem 1.4rem;
  border-radius: 30px;
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 2px;
}

/* Expertise & Performance First */
.dark-section {
  background: #0b0f19;
}

.features-wrapper {
  display: flex;
  gap: 60px;
  align-items: center;
}

.feature-text {
  flex: 1;
}

.feature-visual {
  flex: 0.9;
}

.check-list li {
  margin-bottom: 15px;
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 1.05rem;
  color: var(--text-muted);
}

.check-list li i {
  color: var(--accent);
}

.glass-card {
  background: rgba(255, 255, 255, 0.03);
  border: 1px solid rgba(255, 255, 255, 0.07);
  backdrop-filter: blur(10px);
  padding: 36px;
  border-radius: 20px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 25px;
}

.stat {
  text-align: center;
}

.stat .number {
  font-size: 2.8rem;
  font-weight: 700;
  color: #fff;
  display: inline-block;
}

.stat .unit {
  color: var(--accent);
  font-size: 1.4rem;
  font-weight: 700;
}

.stat .label {
  display: block;
  font-size: 0.85rem;
  color: var(--text-muted);
  margin-top: 5px;
}

/* Process Steps */
.center-text {
  text-align: center;
}

.process-steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 25px;
  margin-top: 50px;
}

.step-card {
  background: var(--bg-card);
  padding: 36px 28px;
  border-radius: 20px;
  border: 1px solid rgba(255, 255, 255, 0.04);
  text-align: left;
  transition: 0.4s;
  position: relative;
  overflow: hidden;
}

.step-card:hover {
  transform: translateY(-8px);
  border-color: var(--accent);
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.4);
}

.step-icon {
  font-size: 2.8rem;
  font-weight: 700;
  color: rgba(215, 183, 120, 0.12);
  position: absolute;
  top: 20px;
  right: 20px;
}

.step-card h3 {
  font-size: 1.35rem;
  margin-bottom: 12px;
  color: #fff;
}

.step-card p {
  color: var(--text-muted);
  margin: 0;
  line-height: 1.6;
  font-size: 0.92rem;
}

/* Solutions & Pôles de Gestion */
.portfolio-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  margin-top: 50px;
}

.project-card {
  display: block;
  perspective: 1000px;
  transition: 0.3s;
}

.card-media {
  position: relative;
  border-radius: 14px;
  overflow: hidden;
  aspect-ratio: 16/10;
  margin-bottom: 16px;
  border: 1px solid rgba(255, 255, 255, 0.06);
}

.card-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.6s var(--ease);
}

.project-card:hover .card-media img {
  transform: scale(1.06);
}

.overlay {
  position: absolute;
  inset: 0;
  background: rgba(7, 11, 20, 0.6);
  display: flex;
  align-items: center;
  justify-content: center;
  opacity: 0;
  transition: 0.4s;
}

.project-card:hover .overlay {
  opacity: 1;
}

.view-btn {
  background: var(--accent);
  color: var(--bg-dark);
  padding: 10px 22px;
  border-radius: 30px;
  font-weight: 700;
  font-size: 0.82rem;
  transform: translateY(20px);
  transition: 0.4s var(--ease);
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.project-card:hover .view-btn {
  transform: translateY(0);
}

.card-info h3 {
  margin: 0 0 6px;
  font-size: 1.3rem;
  font-weight: 600;
  color: #fff;
}

.card-info .category {
  color: var(--accent);
  font-size: 0.85rem;
  font-weight: 500;
}

/* FAQ */
.faq-section {
  background: var(--bg-dark);
}

.faq-container {
  max-width: 820px;
  margin: 0 auto;
}

.faq-item {
  background: var(--bg-card);
  border: 1px solid rgba(255, 255, 255, 0.05);
  border-radius: 12px;
  margin-bottom: 15px;
  overflow: hidden;
  transition: 0.3s;
}

.faq-question {
  padding: 22px 26px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 1.05rem;
  font-weight: 600;
  cursor: pointer;
  user-select: none;
}

.faq-question i {
  color: var(--accent);
  transition: 0.3s;
}

.faq-answer {
  padding: 0 26px;
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease, padding 0.4s;
  color: var(--text-muted);
  line-height: 1.65;
  font-size: 0.94rem;
}

.faq-item.active {
  border-color: rgba(215, 183, 120, 0.4);
}

.faq-item.active .faq-question i {
  transform: rotate(180deg);
}

.faq-item.active .faq-answer {
  padding: 0 26px 22px;
  max-height: 600px;
}

/* CTA Section */
.cta-section {
  background: linear-gradient(180deg, var(--bg-dark) 0%, #0d121f 100%);
}

.cta-box {
  max-width: 900px;
  margin: 0 auto;
  text-align: center;
}

.cta-box p {
  font-size: 1.15rem;
  color: var(--text-muted);
  margin-bottom: 45px;
}

.cta-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 25px;
}

.card-action {
  padding: 28px;
  border-radius: 18px;
  display: flex;
  align-items: center;
  gap: 18px;
  text-align: left;
  transition: 0.4s var(--ease);
  position: relative;
}

.card-action.primary {
  background: var(--primary);
  border: 1px solid rgba(215, 183, 120, 0.3);
}

.card-action.secondary {
  background: var(--bg-card);
  border: 1px solid rgba(255, 255, 255, 0.1);
}

.card-action:hover {
  transform: translateY(-5px);
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.3);
}

.icon-box {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  background: rgba(255, 255, 255, 0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
  color: var(--accent);
}

.txt h3 {
  margin: 0 0 4px;
  font-size: 1.15rem;
}

.txt span {
  font-size: 0.88rem;
  opacity: 0.75;
}

.action-arrow {
  margin-left: auto;
  opacity: 0;
  transform: translateX(-10px);
  transition: 0.3s;
  color: var(--accent);
}

.card-action:hover .action-arrow {
  opacity: 1;
  transform: translateX(0);
}

/* Footer Identique à DBMC Web */
.footer {
  background: #05080f;
  border-top: 1px solid rgba(255, 255, 255, 0.05);
  padding-top: 80px;
}

.footer-content {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: 50px;
  margin-bottom: 50px;
}

.logo-foot {
  font-size: 1.5rem;
  font-weight: 700;
  color: #fff;
  margin-bottom: 18px;
  display: block;
}

.logo-foot span {
  color: var(--accent);
}

.col-brand p {
  color: var(--text-muted);
  max-width: 320px;
  margin-bottom: 24px;
  font-size: 0.9rem;
  line-height: 1.6;
}

.socials a {
  display: inline-flex;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  border: 1px solid rgba(255, 255, 255, 0.1);
  align-items: center;
  justify-content: center;
  margin-right: 10px;
  transition: 0.3s;
}

.socials a:hover {
  background: var(--primary);
  border-color: var(--accent);
  color: var(--accent);
}

.col-links h4 {
  font-size: 1.05rem;
  margin-bottom: 20px;
  color: #fff;
}

.col-links a {
  display: block;
  color: var(--text-muted);
  margin-bottom: 10px;
  font-size: 0.9rem;
  transition: 0.3s;
}

.col-links a:hover {
  color: var(--accent);
  padding-left: 5px;
}

.footer-bottom {
  text-align: center;
  padding: 25px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.05);
  font-size: 0.82rem;
  color: #666;
}

.footer-bottom p {
  margin: 4px 0;
}

/* WhatsApp Widget */
.whatsapp {
  position: fixed;
  right: 24px;
  bottom: 24px;
  width: 56px;
  height: 56px;
  background-color: #25D366;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 28px;
  color: #fff;
  z-index: 1000;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.4);
  transition: transform 0.3s ease;
}

.whatsapp:hover {
  transform: scale(1.1);
  background-color: #128C7E;
}

.whatsapp-badge-soon {
  position: absolute;
  top: -4px;
  right: -6px;
  background: var(--accent);
  color: #070b14;
  font-size: 0.62rem;
  font-weight: 800;
  padding: 2px 6px;
  border-radius: 10px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  box-shadow: 0 2px 6px rgba(0,0,0,0.4);
  pointer-events: none;
}

/* Modal Formulaire Audit Patrimonial en 3 Étapes */
.modal-overlay {
  position: fixed;
  inset: 0;
  background: rgba(7, 11, 20, 0.92);
  backdrop-filter: blur(8px);
  z-index: 2000;
  display: flex;
  align-items: center;
  justify-content: center;
  opacity: 0;
  visibility: hidden;
  transition: 0.4s var(--ease);
}

.modal-overlay.active {
  opacity: 1;
  visibility: visible;
}

.form-modal {
  background: var(--bg-card);
  width: 90%;
  max-width: 620px;
  border-radius: 20px;
  padding: 36px;
  border: 1px solid rgba(215, 183, 120, 0.3);
  transform: translateY(30px) scale(0.95);
  transition: 0.4s var(--ease);
  position: relative;
  max-height: 90vh;
  overflow-y: auto;
}

.modal-overlay.active .form-modal {
  transform: translateY(0) scale(1);
}

.close-modal {
  position: absolute;
  top: 22px;
  right: 22px;
  font-size: 1.4rem;
  color: var(--text-muted);
  cursor: pointer;
  transition: 0.3s;
}

.close-modal:hover {
  color: #fff;
  transform: rotate(90deg);
}

.modal-header {
  margin-bottom: 25px;
  text-align: center;
}

.modal-header h3 {
  font-size: 1.8rem;
  margin-bottom: 8px;
  font-family: var(--font-display);
}

.modal-header p {
  color: var(--text-muted);
  font-size: 0.9rem;
}

.form-step {
  display: none;
  animation: fadeInForm 0.4s;
}

.form-step.active {
  display: block;
}

@keyframes fadeInForm {
  from {
    opacity: 0;
    transform: translateX(20px);
  }
  to {
    opacity: 1;
    transform: translateX(0);
  }
}

.form-group {
  margin-bottom: 18px;
}

.form-group label {
  display: block;
  margin-bottom: 8px;
  font-weight: 500;
  font-size: 0.92rem;
  color: #ddd;
}

.form-control {
  width: 100%;
  background: rgba(0, 0, 0, 0.3);
  border: 1px solid rgba(255, 255, 255, 0.1);
  padding: 13px 16px;
  border-radius: 8px;
  color: #fff;
  font-family: inherit;
  font-size: 0.95rem;
  transition: 0.3s;
}

.form-control:focus {
  border-color: var(--accent);
  outline: none;
}

textarea.form-control {
  resize: vertical;
  min-height: 90px;
}

.radio-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}

.radio-card {
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: 12px;
  padding: 18px;
  cursor: pointer;
  transition: 0.3s;
  background: rgba(0, 0, 0, 0.2);
  position: relative;
}

.radio-card:hover {
  border-color: rgba(215, 183, 120, 0.5);
}

.radio-card.selected {
  border-color: var(--accent);
  background: rgba(215, 183, 120, 0.08);
}

.radio-card h4 {
  margin: 0 0 5px;
  font-size: 1.05rem;
  color: #fff;
}

.radio-card p {
  margin: 0;
  font-size: 0.82rem;
  color: var(--text-muted);
  line-height: 1.4;
}

.radio-card input {
  position: absolute;
  opacity: 0;
}

.form-actions {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-top: 25px;
}

.btn-back {
  background: transparent;
  color: var(--text-muted);
  border: none;
  font-size: 0.92rem;
  text-decoration: underline;
  cursor: pointer;
}

.btn-back:hover {
  color: #fff;
}



.reveal-text {
  opacity: 0;
  transform: translateY(30px);
  transition: 0.8s var(--ease);
}

.reveal-fade {
  opacity: 0;
  transition: 1s var(--ease) 0.3s;
}

.visible {
  opacity: 1;
  transform: translateY(0);
}

/* Boutons et badges d'explication universelle ℹ️ */
.info-help-btn {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  background: rgba(215, 183, 120, 0.15);
  border: 1px solid rgba(215, 183, 120, 0.45);
  color: var(--accent);
  padding: 4px 10px;
  border-radius: 20px;
  font-size: 0.78rem;
  font-weight: 700;
  cursor: pointer;
  transition: all 0.25s ease;
  vertical-align: middle;
}

.info-help-btn:hover {
  background: var(--accent);
  color: var(--bg-dark);
  border-color: var(--accent);
  transform: translateY(-1px);
  box-shadow: 0 4px 12px rgba(215, 183, 120, 0.3);
}

.info-help-btn i {
  font-size: 0.85rem;
}

/* ========================================================
   RESPONSIVE DESIGN ADAPTATIF : PLEINE LARGEUR PC & EXPÉRIENCE MOBILE DÉDIÉE
   ======================================================== */

html, body {
  overflow-x: hidden;
  max-width: 100vw;
}

/* WIDESCREEN PC & 4K (Pleine Largeur & Espacement Luxueux) */
@media (min-width: 1400px) {
  .hero-content {
    max-width: 1380px;
  }
  .portfolio-grid {
    grid-template-columns: repeat(3, 1fr);
    gap: 36px;
  }
  .process-steps {
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
  }
  .step-card {
    padding: 44px 34px;
  }
  .compare-card {
    padding: 3.5rem;
  }
  .glass-card {
    padding: 44px;
    gap: 40px;
  }
  .stat .number {
    font-size: 3.4rem;
  }
}

/* TABLETTES ET PETITS PC (max-width: 1024px) */
@media (max-width: 1024px) {
  .portfolio-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .process-steps {
    grid-template-columns: repeat(2, 1fr);
  }
}

/* TABLETTES ET MOBILES (max-width: 900px) */
@media (max-width: 900px) {
  .hero-title {
    font-size: clamp(2.4rem, 6vw, 3.4rem);
  }
  .portfolio-grid,
  .process-steps,
  .features-wrapper,
  .compare-grid {
    grid-template-columns: 1fr;
  }
  .features-wrapper {
    flex-direction: column-reverse;
    gap: 35px;
  }
  .new-way {
    transform: none;
    margin-top: 10px;
  }
  .nav-menu {
    position: fixed;
    top: 0;
    right: 0;
    bottom: 0;
    width: min(85%, 340px);
    background: rgba(14, 19, 32, 0.98);
    backdrop-filter: blur(20px);
    flex-direction: column;
    padding: 100px 24px 40px;
    transform: translateX(100%);
    transition: 0.4s var(--ease);
    z-index: 999;
    box-shadow: -10px 0 30px rgba(0, 0, 0, 0.6);
    border-left: 1px solid rgba(215, 183, 120, 0.25);
    align-items: stretch;
    gap: 16px;
  }
  .nav-menu.active {
    transform: translateX(0);
  }
  .nav-link {
    font-size: 1.1rem;
    padding: 12px 16px;
    border-radius: 8px;
    border-bottom: 1px solid rgba(255, 255, 255, 0.05);
  }
  .nav-menu .btn {
    width: 100%;
    margin-top: 10px;
  }
  .burger {
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: center;
    width: 44px;
    height: 44px;
    z-index: 1000;
    background: rgba(255, 255, 255, 0.05);
    border-radius: 8px;
    border: 1px solid rgba(255, 255, 255, 0.1);
    cursor: pointer;
  }
  .burger span {
    display: block;
    width: 22px;
    height: 2px;
    background: #fff;
    margin: 3px 0;
    transition: 0.3s;
  }
  .burger.active span:nth-child(1) {
    transform: translateY(8px) rotate(45deg);
  }
  .burger.active span:nth-child(2) {
    transform: translateY(-8px) rotate(-45deg);
  }
  .cta-grid {
    grid-template-columns: 1fr;
  }
  .footer-content {
    grid-template-columns: 1fr;
    gap: 30px;
  }
  .cursor-dot,
  .cursor-outline {
    display: none !important;
  }
  *, *::before, *::after {
    cursor: auto !important;
  }
}

/* SMARTPHONES ET ÉCRANS MOBILES (max-width: 768px) */
@media (max-width: 768px) {
  .section {
    padding: 70px 0;
  }
  .header {
    padding: 12px 0 10px 0;
  }
  .launch-notice-bar {
    margin-top: -12px;
    margin-bottom: 10px;
    padding: 6px 12px;
    font-size: 0.74rem;
  }
  .launch-notice-content {
    gap: 6px;
  }
  .hero {
    padding-top: 140px;
    padding-bottom: 50px;
    min-height: auto;
  }
  .hero-title {
    font-size: clamp(2rem, 7.5vw, 2.7rem);
    margin-bottom: 18px;
  }
  .hero-desc {
    font-size: 1rem;
    margin-bottom: 30px;
    line-height: 1.6;
  }
  .hero-actions {
    flex-direction: column;
    width: 100%;
    gap: 12px;
  }
  .hero-actions .btn {
    width: 100%;
    padding: 14px 20px;
    font-size: 0.95rem;
  }
  .scroll-indicator {
    display: none;
  }
  .compare-card {
    padding: 1.8rem 1.3rem;
    border-radius: 16px;
  }
  .compare-card h3 {
    font-size: 1.5rem;
  }
  .glass-card {
    padding: 20px 15px;
    gap: 15px;
  }
  .stat .number {
    font-size: 2.2rem;
  }
  .step-card {
    padding: 26px 20px;
    border-radius: 16px;
  }
  .step-card h3 {
    font-size: 1.2rem;
  }
  .project-card {
    border-radius: 16px;
  }
  /* Modales Contact et Infos Découverte adaptées au mobile */
  .modal-box,
  .form-modal {
    width: 95vw !important;
    max-width: 95vw !important;
    max-height: 92vh !important;
    padding: 1.4rem 1.1rem !important;
    border-radius: 16px !important;
    overflow-y: auto !important;
    -webkit-overflow-scrolling: touch;
  }
  .radio-cards-grid {
    grid-template-columns: 1fr !important;
  }
}

/* TRÈS PETITS SMARTPHONES (max-width: 480px) */
@media (max-width: 480px) {
  .container {
    padding-inline: 0.75rem;
  }
  .hero-title {
    font-size: 1.85rem;
  }
  .hero-label {
    font-size: 0.72rem;
    padding: 6px 12px;
    letter-spacing: 1px;
    line-height: 1.3;
  }
  .glass-card {
    grid-template-columns: 1fr;
    gap: 20px;
  }
  .stat {
    border-bottom: 1px solid rgba(255, 255, 255, 0.05);
    padding-bottom: 12px;
  }
  .stat:last-child {
    border-bottom: none;
    padding-bottom: 0;
  }
  .title {
    font-size: 2rem;
  }
}

/* ==========================================================================
   STYLES ÉDITORIAUX & ARTICLES SEO — DBMC PATRIMOINE
   ========================================================================== */

.article-hero {
  padding: 140px 0 50px;
  background: radial-gradient(circle at 50% 20%, rgba(27, 43, 101, 0.4) 0%, rgba(7, 11, 20, 1) 75%);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  position: relative;
}

.article-breadcrumbs {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.85rem;
  color: var(--text-muted);
  margin-bottom: 25px;
  flex-wrap: wrap;
}

.article-breadcrumbs a {
  color: var(--accent);
  transition: color 0.2s;
}

.article-breadcrumbs a:hover {
  color: #fff;
}

.article-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 5px 14px;
  border-radius: 20px;
  background: rgba(215, 183, 120, 0.12);
  border: 1px solid rgba(215, 183, 120, 0.35);
  color: var(--accent);
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 18px;
}

.article-title {
  font-family: var(--font-display);
  font-size: clamp(2rem, 3.8vw, 3.2rem);
  line-height: 1.25;
  color: #fff;
  margin-bottom: 20px;
  max-width: 900px;
}

.article-meta {
  display: flex;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
  font-size: 0.88rem;
  color: var(--text-muted);
  padding-top: 15px;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.article-meta-item {
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.article-layout {
  display: grid;
  grid-template-columns: 1fr 340px;
  gap: 50px;
  padding: 60px 0 100px;
}

@media (max-width: 992px) {
  .article-layout {
    grid-template-columns: 1fr;
    gap: 40px;
  }
}

.article-content {
  font-size: 1.1rem;
  line-height: 1.85;
  color: #d1d5db;
}

.article-content h2 {
  font-family: var(--font-display);
  font-size: clamp(1.6rem, 2.4vw, 2.1rem);
  color: #fff;
  margin-top: 45px;
  margin-bottom: 20px;
  padding-bottom: 12px;
  border-bottom: 1px solid rgba(215, 183, 120, 0.25);
}

.article-content h3 {
  font-size: 1.35rem;
  color: var(--accent);
  margin-top: 32px;
  margin-bottom: 15px;
}

.article-content p {
  margin-bottom: 22px;
}

.article-content ul, 
.article-content ol {
  margin-bottom: 25px;
  padding-left: 24px;
}

.article-content li {
  margin-bottom: 10px;
  position: relative;
}

.article-content strong {
  color: #fff;
  font-weight: 600;
}

.article-callout {
  background: rgba(27, 43, 101, 0.25);
  border-left: 4px solid var(--accent);
  padding: 24px 28px;
  border-radius: 0 12px 12px 0;
  margin: 35px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.06);
  border-right: 1px solid rgba(255, 255, 255, 0.06);
  border-bottom: 1px solid rgba(255, 255, 255, 0.06);
}

.article-callout.warning {
  border-left-color: #eab308;
  background: rgba(234, 179, 8, 0.08);
}

.article-callout h4 {
  color: #fff;
  margin-top: 0;
  margin-bottom: 10px;
  font-size: 1.15rem;
  display: flex;
  align-items: center;
  gap: 10px;
}

.article-table-wrapper {
  overflow-x: auto;
  margin: 35px 0;
  border-radius: 12px;
  border: 1px solid rgba(255, 255, 255, 0.1);
  background: var(--bg-card);
}

.article-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.95rem;
  text-align: left;
}

.article-table th {
  background: rgba(27, 43, 101, 0.6);
  color: var(--accent);
  padding: 16px 20px;
  font-weight: 700;
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}

.article-table td {
  padding: 16px 20px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.06);
  color: #e5e7eb;
}

.article-table tr:last-child td {
  border-bottom: none;
}

.article-table tr:hover td {
  background: rgba(255, 255, 255, 0.02);
}

/* Sommaire Flottant & Sidebar */
.article-sidebar {
  position: sticky;
  top: 120px;
  display: flex;
  flex-direction: column;
  gap: 25px;
  align-self: start;
}

.sidebar-card {
  background: var(--bg-card);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: 14px;
  padding: 24px;
}

.sidebar-card h4 {
  font-size: 1.1rem;
  color: #fff;
  margin-top: 0;
  margin-bottom: 16px;
  padding-bottom: 10px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  display: flex;
  align-items: center;
  gap: 10px;
}

.toc-list {
  display: flex;
  flex-direction: column;
  gap: 10px;
  font-size: 0.9rem;
}

.toc-list a {
  color: var(--text-muted);
  transition: all 0.2s;
  padding-left: 10px;
  border-left: 2px solid transparent;
  line-height: 1.4;
}

.toc-list a:hover {
  color: var(--accent);
  border-left-color: var(--accent);
}

/* Grille Hub Articles */
.guides-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 30px;
  margin-top: 40px;
}

.guide-card {
  background: var(--bg-card);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: 16px;
  padding: 30px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  transition: transform 0.3s ease, border-color 0.3s ease, box-shadow 0.3s ease;
  position: relative;
  overflow: hidden;
}

.guide-card:hover {
  transform: translateY(-6px);
  border-color: rgba(215, 183, 120, 0.5);
  box-shadow: 0 15px 35px rgba(0, 0, 0, 0.4);
}

.guide-card-tag {
  display: inline-block;
  align-self: flex-start;
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  color: var(--accent);
  background: rgba(215, 183, 120, 0.12);
  padding: 4px 12px;
  border-radius: 20px;
  margin-bottom: 15px;
}

.guide-card-title {
  font-family: var(--font-display);
  font-size: 1.35rem;
  color: #fff;
  line-height: 1.4;
  margin-bottom: 12px;
  transition: color 0.2s;
}

.guide-card:hover .guide-card-title {
  color: var(--accent);
}

.guide-card-desc {
  font-size: 0.95rem;
  line-height: 1.6;
  color: var(--text-muted);
  margin-bottom: 20px;
  flex-grow: 1;
}

.guide-card-footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: 15px;
  border-top: 1px solid rgba(255, 255, 255, 0.06);
  font-size: 0.85rem;
  color: var(--text-muted);
}

.guide-card-read {
  color: var(--accent);
  font-weight: 600;
  display: inline-flex;
  align-items: center;
  gap: 6px;
}


/* ==========================================================================
   BANQUE PRIVÉE : PARTENAIRES INSTITUTIONNELS & SITUATIONS DE VIE
   ========================================================================== */

/* Bandeau Partenaires */
.partners-section {
  padding: 36px 0 40px;
  background: rgba(13, 21, 39, 0.65);
  border-top: 1px solid rgba(197, 168, 105, 0.14);
  border-bottom: 1px solid rgba(197, 168, 105, 0.14);
  position: relative;
  z-index: 2;
}

.partners-header {
  text-align: center;
  margin-bottom: 22px;
}

.partners-label {
  display: inline-block;
  font-size: 0.76rem;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--accent);
  font-weight: 700;
}

.partners-grid {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  align-items: center;
  gap: 14px;
}

.partner-badge {
  background: rgba(255, 255, 255, 0.02);
  border: 1px solid rgba(255, 255, 255, 0.07);
  padding: 12px 20px;
  border-radius: 10px;
  text-align: center;
  transition: 0.3s;
  min-width: 165px;
}

.partner-badge:hover {
  background: rgba(197, 168, 105, 0.08);
  border-color: rgba(197, 168, 105, 0.35);
  transform: translateY(-2px);
}

.partner-name {
  display: block;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1.05rem;
  color: #ffffff;
  letter-spacing: 1px;
}

.partner-type {
  display: block;
  font-size: 0.72rem;
  color: var(--text-muted);
  margin-top: 3px;
}

/* Section Situations de Vie */
.situations-section {
  padding: 100px 0;
  background: radial-gradient(circle at 50% 10%, rgba(20, 36, 73, 0.25) 0%, transparent 60%), #080d1a;
  border-bottom: 1px solid rgba(255, 255, 255, 0.05);
}

.situations-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 30px;
  margin-top: 50px;
}

.situation-card {
  background: linear-gradient(180deg, rgba(13, 21, 39, 0.95) 0%, rgba(9, 15, 28, 0.98) 100%);
  border: 1px solid rgba(197, 168, 105, 0.18);
  border-radius: 16px;
  padding: 36px 32px;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.25);
  transition: transform 0.4s var(--ease), border-color 0.4s var(--ease), box-shadow 0.4s var(--ease);
  display: flex;
  flex-direction: column;
}

.situation-card:hover {
  transform: translateY(-5px);
  border-color: rgba(197, 168, 105, 0.45);
  box-shadow: 0 16px 40px rgba(0, 0, 0, 0.45), 0 0 25px rgba(197, 168, 105, 0.1);
}

.situation-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 14px;
  border-radius: 20px;
  background: rgba(197, 168, 105, 0.12);
  border: 1px solid rgba(197, 168, 105, 0.3);
  color: var(--accent);
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  align-self: flex-start;
  margin-bottom: 18px;
}

.situation-title {
  font-family: var(--font-display);
  font-size: 1.45rem;
  color: #ffffff;
  margin: 0 0 12px;
  line-height: 1.3;
}

.situation-summary {
  color: var(--text-muted);
  font-size: 0.95rem;
  line-height: 1.6;
  margin-bottom: 24px;
}

.situation-points {
  display: flex;
  flex-direction: column;
  gap: 15px;
  margin-bottom: 30px;
  flex-grow: 1;
}

.point-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 0.9rem;
  line-height: 1.5;
  color: #d1d7e3;
}

.point-item i {
  color: var(--accent);
  margin-top: 4px;
  font-size: 0.85rem;
}

.point-item strong {
  color: #ffffff;
  font-weight: 600;
}

.point-item span {
  display: block;
  color: var(--text-muted);
  font-size: 0.84rem;
  margin-top: 2px;
}

.situation-action {
  margin-top: auto;
  padding-top: 15px;
  border-top: 1px solid rgba(255, 255, 255, 0.05);
}

.btn-outline-gold {
  display: inline-flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  padding: 12px 20px;
  border-radius: 8px;
  border: 1px solid rgba(197, 168, 105, 0.35);
  background: rgba(197, 168, 105, 0.05);
  color: var(--accent);
  font-weight: 600;
  font-size: 0.88rem;
  transition: 0.3s;
}

.btn-outline-gold:hover {
  background: var(--accent);
  color: #080d1a;
  border-color: var(--accent);
}

@media (max-width: 900px) {
  .situations-grid {
    grid-template-columns: 1fr;
    gap: 20px;
  }
  .situation-card {
    padding: 26px 20px;
  }
}

/* Sticky CTA Mobile — Identique à DBMC Web */
.sticky-cta {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  width: 100%;
  background: rgba(8, 13, 26, 0.95);
  backdrop-filter: blur(16px);
  padding: 12px 18px;
  text-align: center;
  z-index: 998;
  border-top: 1px solid rgba(215, 183, 120, 0.25);
  box-shadow: 0 -8px 25px rgba(0, 0, 0, 0.6);
}

.sticky-cta .btn {
  width: 100%;
  padding: 14px 20px;
  font-size: 1rem;
  font-weight: 700;
  box-shadow: 0 4px 15px rgba(215, 183, 120, 0.25);
}

@media (max-width: 768px) {
  .sticky-cta {
    display: block;
    animation: slideUp 0.4s ease forwards;
    transform: translateY(0);
  }

  body {
    padding-bottom: 76px;
  }

  /* Repositionner le bouton WhatsApp au-dessus de la barre sticky sur mobile */
  .whatsapp {
    bottom: 82px !important;
  }
}

@keyframes slideUp {
  from {
    transform: translateY(100%);
    opacity: 0;
  }
  to {
    transform: translateY(0);
    opacity: 1;
  }
}